Interest-Free Oak Furniture With 0% Finance & Interest-Bearing 9.9% Finance Available*
House of Oak offers you the chance to purchase all of your oak furniture with our 0% finance schemes or Interest-bearing 9.9% finance schemes. Make your house a home by filling it with the furniture you love.
House of Oak offers you the chance to purchase all of your Oak Furniture with our 0% finance schemes or Interest Bearing 9.9% Finance schemes.
Discover our extensive range of Oak furniture available with 0% finance here at House of Oak. Whether it is rustic charm or timeless, traditional pieces you are looking for, we have everything to suit you and your home.
Depending on the size of your order, a 6, 9, 12 and 18 month 0% finance contract can be offered or a 24, 36 an 48 month 9.9% finance contract can be offered. All we ask for is a 10% deposit of your full payment amount and then your monthly finance payments for your furniture can begin.
Please note that there is a minimum spend of £850 to qualify for our oak furniture 0% finance package and a minimum spend of £ 500 to qualify for our 9.9% interest bearing finance package.
We offer support throughout the payment process and will happily answer any questions that you may have about our oak furniture finance schemes.
The credit advertised is provided by Novuna Personal Finance. Novuna Personal Finance is a division of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority.
What types of credit options are available?
We offer both 12 and 18 month oak furniture 0% finance options and 24, 36 and 48 Interest bearing 9.9% finance options so that you can choose a payment plan that suits you and your needs. Use our payment checker below to help you to know which payment option will suit you best.
What information do you need from me?
For a decision on your oak furniture finance credit plan you will need to provide us with your personal contact details, residence, employment and bank details (including bank account number and sort code). Having this information to hand will speed up your application.
We require a minimum spend of £850 to be eligible to apply for our oak furniture 0% finance plans and credit options and minimum spend of £500 to be eligible for our 9.9% interest bearing finance plans and credit options. A 10% minimum deposit is required for all finance plans.
Choose Your Finance Options
How much do you need to borrow? (10% deposit required)
Payment type:
Finance Options
| Price | Deposit | Period | Monthly Repayment |
|---|---|---|---|
| Enter an amount and click Calculate to see finance options | |||
Please note the above quotation is an indicative cost and actual monthly payments may vary by +/- 2p per month.
| Example of a 12 month interest free credit | |
| Our interest rate is fixed at 0%. | |
| Cash Price | £1000 |
| 10% deposit | £100 |
| Amount of Credit | £900 |
| Payable by 12 monthly payments of | £75.00 |
| Total amount payable | £1000 |
| 0% APR representative | |
| Example of a 24 month interest bearing credit | |
| Our interest rate is fixed at 9.9%. | |
| Cash Price | £1000 |
| 10% deposit | £100 |
| Amount of Credit | £900 |
| Payable by 24 monthly payments of | £41.31 |
| Total amount payable | £1091.44 |
| 9.9% APR representative | |
For a comprehensive list of frequently asked questions regarding online finance, click here.
The credit advertised is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital UK PLC, which is authorised and regulated by the Financial Conduct Authority.
Complaints Procedure
We strive to ensure your complete satisfaction, but if you have any concerns or complaints regarding your purchase from us, we encourage you to contact us directly:
Phone: 01484 865505
Email: info@houseofoak.co.uk
Address: 195 Wakefield Road, Scissett, Huddersfield, West Yorkshire, HD8 9JL, United Kingdom
Complaints Related to Finance Agreements
If your complaint specifically relates to your finance agreement, you may inform us, and we will forward it to Novuna Personal Finance. Novuna will acknowledge your complaint, conduct a thorough investigation, and provide a formal response within eight weeks.
If Your Complaint Remains Unresolved
Should you find Novuna’s resolution unsatisfactory, you have the right to escalate your complaint to the Financial Ombudsman Service. This step must be taken within six months of receiving Novuna’s final response letter.
Contact details for the Financial Ombudsman Service:
Address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR
Telephone: 0300 123 9123
Website: www.financial-ombudsman.org.uk